Apartment for sale - 6834 Morbio Inferiore, Via Vacallo 12

We propose for sale in Morbio Inferiore, the bare ownership of a comfortable and bright 3.5-room apartment on the ground floor with a balcony in a quiet and residential area.
The apartment consists of an entrance hall, a spacious and bright living room, a habitable kitchen with a comfortable covered balcony accessible from both the living area and the kitchen, a master bedroom, another bedroom, and two bathrooms with shower/bathtub.
The building was completely renovated in the early 2000s.
Assigned cellar and private garage.


The sale of the bare ownership of a property is a type of investment sale; the bare ownership essentially constitutes the ownership of the walls, while the use and right to habitation remain with the usufructuary.
The value of the usufruct and consequently of the bare ownership varies based on the age of the usufructuary since it is for life; the older the usufructuary, the lower the value of the usufruct, and the closer the bare ownership approaches the market value as free. In this case, the age of the usufructuary is 77 years.
It follows that one can purchase a property at a very advantageous price with the variable of not having it free immediately.
The value of the usufruct is CHF 145,000, therefore the full ownership (i.e., the property available and vacant) is worth CHF 480,000.

Request our documentation for more information.