Single house for sale - 4460 Gelterkinden, Höldeliweg 31

Gelterkinden

4460 Gelterkinden is located in the district of Sissach, in the canton of Basel-Landschaft. The population in the political municipality of Gelterkinden has changed by an average of +0.4% per year over the last five years to 6,217 inhabitants.

Real estate prices have changed by +12.0% over the last five years.

Gelterkinden is situated at 404 m above sea level in the Upper Basel region in the Ergolztal and is nestled between heavily wooded hills, is fog-free, and according to Tourism Baselland, is the fourth sunniest village in Switzerland.

• There is a diverse range of shopping and service offerings.
• Very good public transport connections and the central location between Basel, Bern & Zurich are the best prerequisites for mobility & flexibility.
• Access to all levels of education.
• Diverse leisure, sports, and cultural offerings.

General

Existing mortgage can be taken over

Mortgage 1 CHF 578,000.- Term 30.10.2020-31.01.2028 with 1.05% interest.

Mortgage 2

CHF 52,000.- Term 31.10.2020-29.10.2027 with 1.17% interest.

The house is located on a leasehold, the leaseholder is the municipality of Gelterkinden.

The leasehold interest is CHF 614.66 per month / per year CHF 7,376.- The contract runs until 2049 and will then be renewed.

What is a leasehold interest simply put:

Instead of buying the property, it is rented, thus saving equity.

Specifically, the average land price in Gelterkinden is CHF 917.- per m2, so 461 m2 x CHF 917.- = CHF 422,737.-

Comparison of leasehold interest and "normal mortgage"

Leasehold interest:
CHF 422,737.- x 1.745% = CHF 7,376.- per year
Advantage: I save CHF 31,924.20 in 10 years
and I can use the property just as if it belonged to me!

Mortgage:
CHF 422,737.- x 2.5% = CHF 10,568.- per year
Advantage: I can say the property belongs to me....
Disadvantage: I lose CHF 31,924.20 in 10 years.

If something very rare happens, that the leasehold is not renewed after the contract period, in this case, the municipality pays you back the current value of the house and you are free again......

So overall only advantages!

Existing mortgage can be taken over.

The House

Ground Floor

• Entrance area with wardrobe and guest toilet.
• Spacious living-dining area with access to the garden terrace and garden with biotope.
• Kitchen with induction cooktop from Electrolux renewed in Sept.'23.
• Cooking island and natural stone countertop.
• Siemens oven-steamer and additional circulating oven.
• Bosch dishwasher, elevated, so you don’t have to bend down!
• Large pantry directly behind the kitchen.

Upper Floor

• Bedroom with access to the balcony and adjoining bathroom (shower, bathtub) and dressing room.
• Large bedroom with access to the balcony.
• Smaller room with built-in loft bed and small staircase (installed in 2020).
• Bathroom with shower.

Basement

• Heated hallway and office.
• Boiler room with heat pump, descaling system from Swisskalk, hot water boiler, washing machine, and dryer from Miele.
• Large hobby room.
• Room (converted into a youth room in 2020 and modernized in 2023).

The house is completely equipped with tiled floors.

Outside

• In front of the house, there are 4 parking spaces.
• Cameras for monitoring.
• Garden with large terrace and pavilion.
• Biotope.
• Lawn mowing robot.

Have we piqued your interest?

Schedule a viewing appointment at 076 324 15 66 or 079 426 93 92 (Please no calls from agents).

Due to our many years of experience, we are happy to advise and accompany you as real estate specialists in the purchase or sale of your property.

As your satisfaction is particularly important to us, we thoroughly check the properties entrusted to us and assess them realistically, and we address your needs and wishes transparently during the sale.

Have you also had good experiences with us? Then we would be happy if you recommend us. For every property you refer to us and we can sell, we will give you up to CHF 3000.-!

Your Immoworldswiss GmbH

Thomas and Christine Liptay

All information without guarantee and subject to errors!