Single house for sale - 3949 Hohtenn, Schnitte 11

The house is sold only together with the still running mortgage of 2.5 years.
Normal price: Fr. 368'000.-


Affordability and own funds
1st residence:
From Fr. 199'000.- at least Fr. 73'600 own funds (20% of Fr. 368'000) are required.
Max. Fr. 125'400 of this can still be financed through a 2nd mortgage.
(Please note your personal affordability.)

Holiday home:
30% equity of Fr. 368'000! = Fr. 110'400

The affordability for taking over OUR mortgage:
The banks calculate with fictitious numbers, these must not exceed 33% of your income:
1. fictitious 5% of Fr. 169'000 = Fr. 8'450 /year
2. 1% for maintenance of Fr. 368'000 = Fr. 3'680 /year
3. The amortization of the 2nd mortgage, if available: 15 years
(we had none)
= Fr. 12'130 (33% as a basis for your income)
Income min. Fr. 36'760 /year. 3'064 /month.

If you do not understand something, please ask.

----------------------------------------------
We are selling the described property.
Hohtenn is a village in the Upper Valais and is part of the political municipality of Steg-Hohtenn, in the district west of Raron in the German-speaking part of the canton of Valais. The cozy single-family house is about a 2-minute walk from the village center. Here you can recover from everyday stress in close proximity to nature. The residential house with bright living space and open kitchen,
two bedrooms is practically furnished.
The large gallery on the 1st floor can be converted into another bedroom as well as a shower with WC or bath. Open land cellar and storage rooms under the house possible.
You heat in the transitional period with a practical Swedish stove or the efficient electric heating.
Plot area: 342 m²
This offer is characterized by the following advantages:
- quietly located.
- easily accessible via Goppenstein or Steg
- wonderful view of the Rhone Valley
- possible expansion for additional rooms
- Swedish stove
- spoiled by the sun of Valais.
- no through traffic
- pure nature in the immediate vicinity
- space for garden and barbecue area available
- cozy terrace
- and, and, and ...
Year of construction 2004!