Single house for sale - 1656 Jaun

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Buy your house with a direct contribution of 25 to 35% with builder loans without going through the bank by paying for your house with rent


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The rent-to-own with a personal fund of 360,000.-- also known as rent with an option to buy is an increasingly popular option for people wishing to become homeowners in Switzerland without banks and without paying bank interest.

This hybrid method of real estate transaction combines aspects of renting and buying, thus offering future buyers some flexibility while allowing them to gradually build their contribution for the purchase of the desired property.

What is the principle of a rent-to-own?
The principle of rent-to-own is relatively simple.
The owner of the property offers a potential tenant to rent the property for a specified period, usually a few years, at the end of the rental contract which is a maximum of 10 years.
After 10 years you ask your bank for a loan of 40 to 50% remaining in credit

During the rental period, the tenant pays a monthly rent that may be slightly higher than the market rent, as part of this amount is set aside to build the contribution for the future purchase.

At the end of the rental contract, the tenant has the option to buy the property at the price agreed at the beginning of the contract with the fixed amount and to make a direct loan with the banks

What are the advantages of rent-to-own

Rent-to-own offers several advantages for both the owner and the tenant.

It also allows gradually building one's contribution for the purchase, which can be particularly advantageous for people who have difficulty gathering a large sum for the initial contribution.